0% intro APR for as much as 21 months (on each purchases and steadiness transfers) — That is the place The Wells Fargo Replicate℠ Card merely cannot be beat. The cardboard begins with a 0% intro APR on purchases and qualifying steadiness transfers for 18 months. To make it even higher, you will get an intro APR extension of as much as three months, for a complete of 21 months. All it is advisable to do is make on-time minimal funds throughout the intro and extension intervals.
It is price noting that the intro APR applies to steadiness transfers made throughout the first 120 days of opening the account. There’s additionally a steadiness switch charge of three% ($5 minimal) on transfers made throughout the first 120 days and 5% ($5 minimal) on transfers made after that. These charge quantities are normal amongst steadiness switch bank cards.
No annual charge — The Wells Fargo Replicate℠ Card is designed that will help you lower your expenses each on bank card curiosity and different charges. Since it is a no annual charge card, you need not pay an annual charge to have it.
Cellphone safety — While you pay your month-to-month cellphone invoice together with your eligible Wells Fargo bank card, you stand up to $600 of cellphone safety (topic to a $25 deductible). That is a kind of underrated bank card perks. You need not pay for cellphone insurance coverage out of pocket, and you’ll nonetheless have the peace of thoughts that your cellphone is protected.
Particular provides — By My Wells Fargo Offers, you’ll be able to earn money again assertion credit on procuring, eating, and experiences that you simply pay for together with your eligible Wells Fargo card.